Loans with Collateral
The fastest way to get cash using your valuable items
How It Works
- Bring your electronics, appliances, or furniture
- We assess the item's value
- You receive up to 50% of the item's value in cash
- Keep your item safe with us until you repay
Requirements
- Valid South African ID
- Item in good working condition
- That's it
Loan Terms
- Loan amount: R50 to R10,000
- Repayment period: 30 days
- Interest rate: 30% (lower than payslip loans)
- Approval time: Within 48 hours
What Happens Next
- Repay within 30 days and collect your item
- If you can't repay, we sell the item to recover the loan
- Clear, transparent process
Loans without Collateral
Get cash using your payslip when you don't have items to pledge
How It Works
- Submit your payslip and proof of residence
- We verify your employment and income
- Get approved based on your earning capacity
- Receive your cash within 48 hours
Requirements
- Valid South African ID
- Recent payslip (within 3 months)
- Proof of residence (utility bill or bank statement)
Loan Terms
- Loan amount: R50 to R10,000
- Repayment period: 30 days
- Interest rate: Approximately 50% (higher due to no collateral)
- Approval time: Within 48 hours
What Happens Next
- Repay within 30 days as agreed
- If you can't repay, legal action may be taken
- We recommend this option only if you're confident you can repay
Buying & Reselling
Sell your items outright for immediate cash
How It Works
- Contact us with details of your item
- We assess the value (on-site for large items)
- Agree on a fair price
- Get paid immediately
What We Buy
- Electronics (laptops, phones, TVs, gaming consoles)
- Appliances (fridges, washing machines, stoves)
- Furniture (couches, beds, dining sets)
- Items must be in good working condition
On-Site Viewing
- For large items like furniture or appliances, we can visit your location
- We assess condition and functionality on-site
- Immediate payment if we agree on the price
Where We Resell
- Online marketplaces
- Local buyers
- Trade networks
- Your item gets a second life
Not Sure Which Option Is Right for You?
Contact us and we'll help you choose the best solution