You'll receive your money within 48 hours or less after approval. For collateral loans, approval is usually immediate once we assess your item. For payslip loans, we need to verify your documents first, which typically takes 1-2 business days.
For collateral loans: If you don't repay within the agreed 30 days period, we will sell your item to recover the loan amount. This is explained clearly when you take out the loan.
For payslip loans: Legal action may be taken to recover the outstanding debt. We strongly recommend only taking this type of loan if you're confident you can repay on time.
For collateral loans:
- Valid South African ID
- Your item (electronics, appliances, or furniture in good working condition)
For payslip loans:
- Valid South African ID
- Recent payslip (within 3 months)
- Proof of residence (utility bill or bank statement)
We offer loans from R50 to R10,000.
For collateral loans: You can borrow up to 50% of your item's assessed value.
For payslip loans: The amount depends on your income and ability to repay.
Collateral loans: Approximately 30% interest over the 30 days loan period.
Payslip loans: Approximately 50% interest over the 30 days loan period due to the higher risk of no collateral.
All loans have a 30 days repayment period. This is a short-term loan designed to help you with immediate cash needs. Make sure you can repay within this timeframe before applying.
We accept:
- Electronics: Laptops, phones, tablets, TVs, gaming consoles
- Appliances: Fridges, washing machines, microwaves, stoves
- Furniture: Couches, beds, dining sets, wardrobes
Items must be in good working condition. We assess each item individually.
Yes. We store all collateral items securely until you repay your loan. When you repay, your item is returned to you in the same condition it was received. We take security seriously and handle all items with care.
Yes, if you have collateral. Collateral loans only require a valid ID and an item of value. You don't need to be employed. However, payslip loans require proof of employment and income.
Our loans are short-term with a 30 days repayment period. Extensions or payment plans are handled on a case-by-case basis. If you're struggling to repay, contact us immediately to discuss your options. It's always better to communicate early.
Phone: +27 69 822 6372
WhatsApp: Message us directly at +27 12 345 6789
Online: Fill out the application form on our Apply Now page